Saturday, February 7, 2009

Phishing: Examples and its prevention methods



Phishing – an internet scam. Is an e-mail fraud where the perpetrator will send out a legitimate-looking e-mail to gather personal and financial information such as pass word or credit-card numbers from well known and trustworthy web sites. Web sites that are frequently spoofed by phishers include eBay, MSN, Yahoo, PayPal where people were directed to Web pages that looked nearly identical to the companies’ sites.

The examples of ‘Phishing’ happened in 2003 where many people received email supposedly from eBay claiming that the user’s account was about to be suspended unless they clicked on the provided link and updates their credit information. The scammers use mass-mailing methods and many of the recipients did not even have an eBay account.

Another type of trick that is used to take you to a page that uses JavaScript to generate a pop-up form and then redirect you to the actual bank site.


Steps to protect your personal date online by avoiding the internet scam:

When receiving any unexpected e-mail saying that your account will be shut down unless you confirm your billing information, do not try or click any of the links in the e-mail body.
Contact the legitimate vendors or merchant right away for clarification of such e-mail.
Never divulge information, such as password and credit card, social security, and bank account numbers, to anyone making contact with you. Only give such information when you initiate a service call, and only do so with trusted sources.
Use anti-virus software or firewalls on every computer that you use.
Do stay up to date with current scams and always report suspicious activity.

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